reportStatus=3)。accountNo 为渠道分配的分账接收方账号(如通过「商户入网查询」获取)appChannelSn 为商户在平台开通应用通道后分配的编码defaultRate 为默认分账比例(百分比,0~100),实际分账时可按需覆盖defaultFee 为默认分账费率(交易手续费承担比例),仅部分渠道生效isRtc(是否秒到)和 autoFund(自动分账)仅部分渠道生效{
"appId": "APP20250101001",
"version": "1.0",
"timestamp": 1700000000000,
"requestId": "REQ20250101005",
"sign": "base64encodedSignature==",
"signType": "RSA2",
"charset": "UTF-8",
"bizContent": {
"accountNo": "FUND_ACCOUNT_20250101001",
"appChannelSn": "AC20250101001",
"fundName": "张三的分账账户",
"defaultRate": 10,
"defaultFee": 0,
"isRtc": 0,
"autoFund": 0
}
}curl --location 'https://openapi.3ypay.com/mchShare/channel/binding' \
--header 'Content-Type: application/json' \
--data '{
"appId": "APP20250101001",
"version": "1.0",
"timestamp": 1700000000000,
"requestId": "REQ20250101005",
"sign": "base64encodedSignature==",
"signType": "RSA2",
"charset": "UTF-8",
"bizContent": {
"accountNo": "FUND_ACCOUNT_20250101001",
"appChannelSn": "AC20250101001",
"fundName": "张三的分账账户",
"defaultRate": 10,
"defaultFee": 0,
"isRtc": 0,
"autoFund": 0
}
}'{
"code": 200,
"msg": "请求成功",
"appId": "APP20250101001",
"signType": "RSA2",
"timestamp": 1700000001000,
"data": {
"requestId": "REQ20250101005",
"sn": "MCH20250101001",
"channelCode": "CHANNEL001",
"appChannelSn": "AC20250101001",
"fundName": "张三的分账账户",
"fundSn": "FUND20250101001",
"accountNo": "FUND_ACCOUNT_20250101001",
"defaultRate": 10,
"defaultFee": 0,
"isRtc": 0,
"autoFund": 0,
"status": 1,
"failCode": "",
"failMsg": ""
}
}