{
"mchModifyId": "MCH_MODIFY_20250101001",
"mchFundSn": "MCH_FUND_20250101001",
"fundSn": "FUND20250101001",
"notifyUrl": "https://example.com/notify",
"mchCard": {
"bankCode": "01040000",
"bankName": "中国银行",
"bankProvinceCode": "110000",
"bankCityCode": "110100",
"branchCode": "104100000004",
"bankCardName": "张三",
"bankCardNo": "6222021234567890456",
"bankCardPhone": "13800138001",
"bankCardUrl": "https://oss.example.com/bank_card_new.jpg",
"settlementType": "T1",
"shareAuthUrl": "https://oss.example.com/share_auth.pdf",
"settlementMode": "AUTO",
"settlementTime": "120000"
}
}